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The Rise Of The Retail Trader - Where To Start?

By: CIFER | Updated 25th Jan, 2021


The financial landscape certainly looks a lot different now than it did 20 years ago. With instant access to global stock market, currencies, commodities, ETF's, Cryptos and much more, it's no surprise that there has been a surge in retail money flowing into the market - so much so that the worlds biggest banks are now paying attention to behavioural tendencies of the average investor. Global lockdowns amid coronavirus boosted retail power further as it appears many investors have taken to the markets, learning new skills and earning extra income. 

Of course newbies tend to be overwhelmed with questions and information as soon as they take to google for answers, or social media for that matter. Where to invest? or should you trade? which broker? what's the risks to my capital? how much can I earn? 

Well, lets try and address at least some of those concerns.....


It may sound obvious, but ; often overlooked, taking advice from certified professionals can save you a fortune. Most newbies to the market lose money, its inevitable dipping your toes into fast paces dynamic markets with little or no knowledge; you are up against some of the smartest minds in the industry. 

But you might wonder who to ask? Well, firstly it depends on your own preferences. Your risk tolerance, the amount of capital employed, your time horizons and many other factors will dictate what method/style suits you best. Whether you want to trade leveraged products or simply invest in your favourite company - take the advice of industry pros who have studies these topics for decades. 

Although Investment styles vary from person to person, we have listed some tips to help you reach your goals and get the advice you are looking for:


What we refer to with this statement is that there are thousands of courses online that have essentially repackaged free online content and sold it on to investors starting out. However, Finance/ Economics are professional disciplines and real industry pros tend to have studied Bachelors, Masters and hold chartered qualifications in science based subjects.


Although it is not essential to have obtained all these qualifications to make money in the industry, it should be acknowledged that courses designed and sold by companies who don't posses the academic and institutional experience will have extremely limited scope. So do your homework and ask yourself, is there a wide range of market insights on offer? Information that would suit your needs and more?


Are you willing to sit in front of the computer for 10 hours everyday? Understanding your expectations can help you choose which type of markets and investments are suited for you.


For example: If you have the nerve for high volatile markets and can spare hours and hours for screen time everyday then trading currencies using leveraged products might be what your looking for, however, on the other hand, many people want their money working for them without thinking too much, in which case the options market offers great opportunities as do equity markets; although the options market will require professional assistance until you learn how the options pricing works.


It is possible to learn some basic analytical skills without a masters degree in Finance however social media has provided platforms to entice newbies into low quality content that will cost you time and money. Therefore, spending a few hundred bucks on professional assistance and analysis can save you from unwanted losses and stress and put your investment goals on the right path.




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